Senior Residential Mortgage Underwriter Intermediary - South Netherlands

You achieve consistent commercial and qualitative results that lie at least 20% above targets, while carefully underwriting complex mortgage applications and strengthening sustainable relationships with intermediaries.

Senior Residential Mortgage Underwriter Intermediary - South Netherlands

As a Senior Mortgage Underwriter Intermediary in the South Netherlands region, you are much more than an underwriter. You are the commercial trailblazer within the intermediary channel who sees, leverages, and converts opportunities into results. With your deep expertise, entrepreneurial mindset, and focus on customer and intermediary value, you realize a demonstrable contribution to the growth of Rabobank.

You are a sparring partner for intermediaries and account managers, independently handle the most complex mortgage applications, and know how to optimally combine speed, quality, and risk management. Thanks to your commercial sharpness and professional expertise, you make the difference for our customers, intermediary partners, and the bank.

Additionally, you are an inspiring example within the team. You have a clear vision of the future of the mortgage profession and know how to make others enthusiastic about developments and innovations. You contribute to an environment in which continuous improvement is a matter of course and in which opportunities in the field of AI and digitalization are embraced to work smarter, more effectively, and future-proof.

In this role, you make an impact by:

• Increasing our market share within the intermediary channel by actively identifying and realizing commercial opportunities.
• Structurally delivering excellent results and exceeding expectations.
• Building sustainable and valuable relationships with intermediaries, based on trust, expertise, and result-oriented collaboration.
• Making an active contribution to the further development of the Intermediary Desk and the service provided to our intermediary partners.
• Possessing strong commercial insight and the ability to recognize opportunities and create sustainable value for all parties involved through sincere attention to the customer and intermediary.

• Independently assessing and underwriting regular, complex, and highly complex mortgage applications, whereby you take responsibility for quality, risk, customer experience, and turnaround time.
• Identifying and capitalizing on commercial opportunities by proactively collaborating with intermediaries, account managers, and other stakeholders.
• Further expanding and strengthening relationships within the intermediary network to realize growth and continuity.
• Acting as a senior professional point of contact and mentor for colleagues within the team.
• Actively contributing to process improvements, innovation, and the further professionalization of the Intermediary Desk.

• 32 to 36 hours per week.
• Location: Tilburg or Herten
• Working in an organization with 9.5 million customers worldwide.
• A position in which you contribute directly to commercial growth, high-quality service, and the future of the intermediary channel.

We believe in the power of difference. It is precisely by combining the differences of people that we become an even better bank. We are therefore curious about what you will add to our Intermediary Desk team.

'You combine ownership with commercial impact and know how to sustainably bind intermediaries to Rabobank by delivering quality, speed, and trust.'

Mirjam Kerkdijk, Lead IM Desk

The colleagues of the Intermediary Desk assess mortgage applications from intermediaries and build sustainable relationships in the region. Collaboration is our way of working here; as one result-oriented team within Rabobank.

For us, your development and that of society stand side by side. That is why we want to invest in you and work together on a better world. We summarize that in one sentence: "at Rabobank, you work on yourself & the world around you at the same time."

You see this reflected in your own development budget, our hybrid working environment, and a good balance between your work and your home. In addition, you can work on banking matters for our private and business clients, but also on societal issues such as the food and energy transitions.

At Rabobank, we believe that we become stronger through people who complement each other. By embracing our differences, we bring out the best in each other. We seek that diversity in knowledge, skill, and experience, but also in gender, background, and culture. We strive for diversity and the space to be yourself, whoever you are, in every department. That is what diversity and inclusion at Rabobank is all about.

You possess:

• HBO (Higher Professional Education) level of working and thinking.
• At least 5 years of experience in assessing and underwriting complex mortgage applications via the intermediary channel.
• A current Wft diploma for Mortgage Credit Advisor.
• Extensive knowledge of mortgage underwriting, risk analysis, and relevant laws and regulations.
• Possessing strong commercial insight and the ability to recognize opportunities and create sustainable value for all parties involved through sincere attention to the customer and intermediary.

Additionally, you are the inspiring senior within the team and a strong connector who recognizes opportunities and converts them into concrete value creation. With your enthusiasm, coaching style, and exemplary behavior, you stimulate colleagues to get the best out of themselves, further develop their expertise, and remain future-proof in a continuously changing market. You connect people, expertise, and commercial opportunities, whereby you not only achieve results but also create sustainable added value for customers, colleagues, and the organization. In this way, you actively contribute to a culture of continuous improvement and collective performance.

Are you interested in the position of Senior Residential Mortgage Underwriter Intermediary at Rabobank? We would love to receive your response

• For substantive questions about this position: Jeroen Luteyn, Teamlead Intermediary Desk, via Jeroen.Luteyn@rabobank.nl or via the Teamlead Intermediary Desk of your region.
• Questions about working at Rabobank and the procedure? Lisa Mulders, Recruiter via Lisa.Mulders@rabobank.nl.
• If you are invited for an interview, Bo, our virtual assistant, will contact you via SMS and email to schedule the interviews.
• Answers to frequently asked questions can be found at Rabobank.jobs/nl/veelgestelde-vragen.
• Assessments may be part of the application procedure.
• A reliability screening is part of the procedure.
• We respect your privacy.