Junior Finance & Risk Analyst | Credit Risk Reporting | Utrecht

• A bachelor's or master's degree that demonstrates your ability to work with complex or quantitative information.
• An interest in working with numbers and large datasets.
• Analytical and abstract thinking skills.
• The motivation to learn specialist knowledge in practice.
• The confidence to ask questions when something is unclear.
• Good English communication skills.
• The flexibility to work at the Utrecht office at least once a week.
• No more than 2 years of professional work experience, in line with the Early Career Program.
• A valid residence and work permit that allows you to work in the Netherlands.

Gross monthly salary between € 3.516 and € 5.021 (scale 07).

• Thirteenth month's salary and 8% holiday allowance

• 10% Employee Benefit Budget

• EUR 1,400 development budget per year

• Hybrid working: balance between home and office work (possible for most roles)

• A pension, for which you can set the maximum amount of your personal contribution

View all our benefits.

Would you like to learn how to turn complex credit risk data into reliable regulatory reporting as a Junior Finance & Risk Analyst?

Junior Finance & Risk Analyst | Credit Risk Reporting | Utrecht

As a Junior Finance & Risk Analyst at Rabobank, you will learn credit risk reporting in practice and contribute to reliable information used by the bank's management and regulators. You will collect, validate and analyse large datasets within the Credit Risk Reporting Squad in Utrecht.

Your reports provide insight into the credit risks Rabobank faces and help demonstrate that the bank operates within the applicable requirements. This enables Rabobank's management to make informed decisions and allows regulators, including De Nederlandsche Bank and the European Central Bank, to assess the bank's financial position. Through accurate and transparent reporting, you contribute to responsible risk management and a financially sound bank.

You will develop your knowledge of data analysis, quantitative methods, financial products, regulations and reporting. Basic SQL knowledge gives you a useful starting point. You do not need previous experience in credit risk reporting, as the team will help you develop the required specialist knowledge on the job. Alongside your role, you will take part in Rabobank's one-year Early Career Program. This programme helps starters develop their Raboskills, personal effectiveness and internal network.

At a glance:

• Analyse credit risk data from different sources.
• Use data analysis, quantitative techniques and SQL.
• Contribute to reliable reporting for Rabobank's management and regulators.
• Develop your professional and personal skills through the Early Career Program.

What will you learn and do as a Junior Finance & Risk Analyst?

• Collect, validate and analyse large datasets concerning Rabobank's credit facilities.
• Turn credit risk data into clear and reliable information for Rabobank's management and regulators.
• Learn how regulations and internal policies are applied in day-to-day reporting.
• Help improve reporting processes and the quality of reported information.
• Work with colleagues and stakeholders to connect data, financial risks, regulations and reporting requirements.

The work follows planned reporting periods. Some periods, including the year-end reporting period, are busier. The team expects flexibility during these predictable peaks, with more room to reduce your workload during less intensive periods.

• Credit risk reporting.
• Data analysis.
• Quantitative techniques.
• SQL.
• Financial products.
• Regulatory reporting.
• Data validation.
• Internal policies and regulations.

We believe in the power of differences. By combining people's differences, we become an even better bank. We are curious about what you will bring to our team Credit Risk Reporting Squad.

You will join a diverse and international team in which English is the working language. The team includes colleagues with different educational backgrounds, nationalities, personalities and levels of experience. You will learn on the job, ask questions and gradually take on more responsibility. Colleagues work together at the Utrecht office at least once a week.

For us, your development and that of society go hand in hand. That is why we want to invest in you and work together to create a better world. We summarise this in one sentence: at Rabobank, you work on yourself and the world around you at the same time.

Alongside your role, you will take part in Rabobank's one-year Early Career Program. The programme is designed for starters from all domains with 0 to 2 years of work experience. During the programme, you will develop your Raboskills and focus on your personal growth.

You will take part in scheduled training sessions, monthly meetings, peer-to-peer coaching in Circles and buddy assignments. During the first six months, you follow a fixed curriculum. In the second half of the programme, you and your manager choose which Raboskills you want to develop further.

You will start together with other early-career colleagues from across Rabobank. This helps you exchange experiences, expand your network and become part of a community of starters working in different domains of the bank.

At Rabobank, we are working towards a culture where everyone feels welcome. We value our differences and use them to collaborate more effectively and make better decisions. By being open to different perspectives, we create an environment where colleagues feel heard.

Nice-to-haves:

• A degree in economics, business economics, mathematics, technology or another quantitative field.
• Basic knowledge of SQL.
• Knowledge of financial products or banking risks.
• Experience with data analysis gained through your studies, an internship, a project, volunteering or part-time work.

Yes. The Junior Finance & Risk Analyst role is aimed at starters. The Early Career Program is designed for colleagues with 0 to 2 years of professional work experience.

You will learn how to analyse credit risk data and turn it into reliable regulatory reporting. You will also learn how regulations, internal policies and financial information come together in practice.

You will learn on the job with guidance from colleagues in the Credit Risk Reporting Squad. The Early Career Program provides additional training, peer-to-peer coaching, buddy assignments and monthly development meetings.

You will develop skills in data analysis, quantitative methods, SQL, credit risk reporting and stakeholder communication. Through the Early Career Program, you will also develop your Raboskills and work on your personal growth.

Yes. You can combine working from home with working at the Utrecht office. Working at the Utrecht office at least once a week is required for this team.