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Senior Intermediary Mortgage Underwriter - Eindhoven

Hybrid in Eindhoven Fellenoord 17·Full-time·Added today (last checked 13 Nov)

Rabobank

117 open roles

Our summary

Salary
€4,105 - €5,862 a month
Work mode
Hybrid, Eindhoven Fellenoord 17
Contract
Full-time
Languages
Dutch
Experience
5+ years

Skills

This job advert was originally written in Dutch.

Requirements

What we're looking for

  • HBO working and thinking level.
  • At least five years of experience in assessing and underwriting complex mortgage applications via the intermediary channel.
  • A valid Wft diploma for Mortgage Credit Advisor (Adviseur Hypothecair Krediet).
  • Extensive knowledge of mortgage underwriting, risk analysis, and relevant laws and regulations.
  • Commercial insight and the ability to recognize opportunities for customers, intermediaries, and Rabobank and convert them into sustainable value.

Nice to have

  • You enjoy acting as a senior professional point of contact and mentor for colleagues.
  • You know how to connect people, expertise, and commercial opportunities.
  • You actively contribute to process improvement, innovation, and the further development of the Intermediary Desk.
  • You are interested in the possibilities of AI and digitalization within the mortgage profession.
  • You motivate colleagues with a coaching style and help them further develop their expertise.

Pay & benefits

What you'll get

Gross monthly salary € 4,105 to € 5,862 (scale 08).

  • Thirteenth month's salary and 8% holiday allowance

  • 10% Employee Benefit Budget

  • EUR 1,400 development budget per year

  • Hybrid working: balance between home and office work (possible for most roles)

  • A pension, for which you can set the maximum amount of your personal contribution

View all our benefits.

Senior Intermediary Mortgage Underwriter - Eindhoven

The role

You achieve consistent commercial and qualitative results, while carefully underwriting complex mortgage applications and strengthening sustainable relationships with intermediaries.

Summary

As a Senior Intermediary Mortgage Underwriter at Rabobank, you are responsible for the careful underwriting of complex mortgage applications and strengthening relationships with intermediaries. You combine professional expertise, commercial insight, and risk management to contribute to growth and high-quality service.

At a glance

  • You assess and underwrite regular, complex, and highly complex mortgage applications.
  • You recognize files that require a customized solution.
  • You work proactively with intermediaries, account managers, and other stakeholders.
  • You contribute to commercial growth, sustainable relationships, and the development of the Intermediary Desk.

What results do you achieve as a Senior Intermediary Mortgage Underwriter?

  • Increase market share within the intermediary channel by actively identifying commercial opportunities and leveraging them together with intermediaries and account managers.
  • Independently assess and underwrite regular, complex, and highly complex mortgage applications, with attention to quality, risk, customer experience, and turnaround time.
  • Recognize customized files that fall outside the regular underwriting policy and present these to the decision-maker with the appropriate underwriting authority.
  • Build sustainable relationships with intermediaries and strengthen the intermediary network by combining expertise, speed, and trust.
  • As a senior professional point of contact and mentor, you contribute to the development of colleagues within the Intermediary Desk.
  • Improve processes and services and leverage opportunities in the fields of innovation, AI, and digitalization to work smarter and future-proof.

Skills, tools, and fields of expertise

  • Mortgage Underwriting: you assess regular, complex, and highly complex mortgage applications and take responsibility for careful underwriting.
  • Customized Files: you recognize when an application falls outside the regular underwriting policy and ensure the file reaches the decision-maker with the appropriate underwriting authority.
  • Risk Analysis: you carefully weigh quality, risk, customer interest, and turnaround time when making underwriting decisions.
  • Commercial Insight: you recognize opportunities within the intermediary channel and, together with intermediaries and account managers, convert these into sustainable value.
  • Relationship Management: you build professional relationships with intermediaries and strengthen the network based on trust, expertise, and result-oriented collaboration.
  • Coaching and Continuous Improvement: you support colleagues in their development and contribute to process improvement, innovation, and the further professionalization of the Intermediary Desk.

Together you achieve more than just

We believe in the power of differences. It is precisely by combining the differences of people that we become an even better bank. We are curious about what you can add to our Intermediary Desk team.

The colleagues of the Intermediary Desk assess mortgage applications from intermediaries and build sustainable relationships in the region. You work together as one result-oriented team on quality, speed, commercial growth, and excellent service to intermediary partners.

Work on yourself & the world around you

For us, your development and that of society go hand in hand. That is why we want to invest in you and work together on a better world. We summarize that in one sentence: at Rabobank, you work on yourself and the world around you at the same time.

This is reflected in your own development budget, our hybrid working environment, and a good balance between your work and your home situation. You work on banking matters for private and business customers and can contribute to societal topics, such as the food and energy transition.

Why everyone is welcome at Rabobank

At Rabobank, we work on a culture in which everyone feels welcome. We value our differences and use them to work together better and make better decisions. By being open to different perspectives, we create an environment in which colleagues feel heard and can be themselves.

Facts & figures

  • 32 to 36 hours per week.
  • Location: Eindhoven.
  • Working in an organization with 9.5 million customers worldwide.
  • A position in which you contribute directly to commercial growth, high-quality service, and the future of the intermediary channel.

You & the application process

Are you interested in the position of Senior Intermediary Mortgage Underwriter at Rabobank? We would love to receive your response before November 22.

  • For substantive questions about this position, please contact Jeroen Luteyn, Teamlead Intermediary Desk, via Jeroen.Luteyn@rabobank.nl.
  • For questions about working at Rabobank and the application procedure, please contact Lisa Mulders, Recruiter, via Lisa.Mulders@rabobank.nl.
  • Interviews will take place on November 27 in Eindhoven.
  • If you are invited for an interview, Bo, our virtual assistant, will contact you via SMS and email to schedule the interview.
  • An assessment may be part of the application procedure.
  • A reliability screening is part of the procedure.
  • Answers to frequently asked questions can be found at Rabobank.jobs/nl/veelgestelde-vragen.
  • We respect your privacy.

What results must I achieve?

You contribute to the growth of the intermediary channel, carefully underwrite complex mortgage applications, and strengthen sustainable relationships with intermediaries.

What are my main responsibilities?

You assess and underwrite regular, complex, and highly complex mortgage applications. You recognize customized files that fall outside the regular underwriting policy and present these to the decision-maker with the appropriate underwriting authority. Additionally, you identify commercial opportunities, strengthen relationships with intermediaries, and act as a senior professional point of contact for colleagues.

Which skills, tools, or methods do I use?

You use your knowledge of mortgage underwriting, risk analysis, laws and regulations, and commercial relationship management. You recognize files that require customization and know when additional decision-making is required. Additionally, you use coaching to further develop colleagues and investigate how innovation, AI, and digitalization can make the work smarter and more effective.

Can I work hybrid?

Rabobank offers a hybrid working environment. The concrete division between working from home and working in the office is determined in consultation.

About Rabobank

Industry
Banking

In their own words

About the company & team

You work at the Intermediary Desk in the South Netherlands region, with Eindhoven as your location. You work with, among others, intermediaries, account managers, fellow underwriters, and other relevant stakeholders.

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