Business Income Specialist

Do you want to use your financial expertise to further help entrepreneurs with one of the most important financial decisions in their lives? As a Business Income Specialist, you assess the income of entrepreneurs, thereby laying a reliable foundation for a responsible mortgage. You look beyond just the numbers: you understand the business behind the entrepreneur, carefully weigh opportunities and risks, and take ownership of the file. Together with the parties involved, you work towards a suitable solution for our client.

As a Business Income Specialist, you dive into the world behind the numbers. You analyze the income of entrepreneurs for mortgage applications, from sole traders to complex business structures with multiple BVs. With your financial expertise, you translate figures and business developments into a carefully substantiated business income. In doing so, you keep an eye on what is responsible and possible for the client.

In this role:

• you analyze financial information and carefully determine the business income;
• you master various business forms, from sole traders to complex structures with multiple BVs;
• you make a careful assessment between client interest, risk, and the interest of the bank;
• you liaise with accountants and bookkeepers and act as a substantive sparring partner for intermediaries and advisors;
• you connect Commercial, advisors/intermediaries, and Operations, thereby maintaining momentum in the client file;
• you take ownership and bring the right parties together to reach a suitable solution;
• you use data and professional knowledge to continuously improve our quality and customer service;
• you see opportunities for improvement, digitalization, and AI, and help to turn these ideas into concrete solutions;
• you actively share your knowledge and contribute to the development of your colleagues and the team.

You will find yourself in an environment where craftsmanship, collaboration, and execution power come together. Within Business Income, part of ABN AMRO Home Financing, you work together with colleagues on a high-quality and future-proof assessment of entrepreneur income.

In doing so, you will get plenty of room to deploy your expertise and ideas. One day you delve into a complex business structure, the next day you spar with an accountant or advisor about the best approach. And do you see possibilities to make our services smarter, simpler, or better? Then we encourage you to take initiative. With data, digitalization, and AI, you will get the space to translate ideas into concrete improvements for clients, colleagues, and our services.

You have a solid foundation in financial analysis and know how to translate financial information into a well-substantiated assessment of business income. You work independently on files within the applicable frameworks and know when it is valuable to involve a more experienced colleague. In addition, you quickly make connections, substantiate your judgment, and involve others in your assessments.

You actively seek collaboration to move files forward. You share your knowledge with colleagues and see where processes or ways of working can be improved. With your ideas, you contribute to the further development of Business Income.

Additionally:

• you have demonstrable experience with financial analysis and assessing business income;
• you have broad experience with various business forms, such as sole traders and BV structures, and want to further develop in more complex business structures;
• you can clearly explain financial analyses and assessments to, among others, colleagues, advisors, intermediaries, and other stakeholders;
• you are willing to assess business income for the various labels within ABN AMRO Home Financing;
• you have an affinity with data, digitalization, and AI and see opportunities to use these to make the work smarter and better.

Do you recognize yourself in a large part of this profile, but not in every point? Even then, we cordially invite you to apply.