Senior Specialist Business Income

Do you want to use your financial expertise to further help entrepreneurs with one of the most important financial decisions in their lives? As a Senior Specialist Business Income, you assess the income of entrepreneurs, thereby laying a reliable foundation for a responsible mortgage. You look beyond just the numbers: you understand the business behind the entrepreneur, carefully weigh opportunities and risks, and take ownership of the file. Together with the parties involved, you work towards a suitable solution for our client.

As a Senior Specialist Business Income, you fathom complex issues, share your expertise, and help colleagues grow in the profession. You analyze the income of entrepreneurs for mortgage applications, from sole traders to complex business structures with multiple private limited companies (BVs). With your financial expertise, you translate figures and business developments into a carefully substantiated business income. In doing so, you keep an eye on what is both responsible and possible for the client.

In this role:

• you analyze financial information and carefully determine the business income;
• you fathom diverse forms of business, from sole traders to complex structures with multiple BVs;
• you make a careful assessment between client interest, risk, and the interest of the bank;
• you liaise with accountants and bookkeepers and act as a substantive sparring partner for intermediaries and advisors;
• you connect Commercial, advisors/intermediaries, and Operations, thereby maintaining momentum in the client file;
• you take ownership and bring the right parties together to reach a suitable solution;
• you use data and professional knowledge to continuously improve our quality and customer service;
• you see opportunities for improvement, digitalization, and AI and help to translate these ideas into concrete solutions;
• you actively share your knowledge and contribute to the development of your colleagues and the team.

You will enter an environment where craftsmanship, collaboration, and execution power come together. Within Business Income, part of ABN AMRO Home Financing, you work together with colleagues on a high-quality and future-proof assessment of entrepreneur income.

In doing so, you will receive plenty of room to deploy your expertise and ideas. One day you delve into a complex business structure, the next day you spar with an accountant or advisor about the best approach. And do you see possibilities to make our services smarter, simpler, or better? Then we encourage you to take initiative. With data, digitalization, and AI, you will get the space to translate ideas into concrete improvements for clients, colleagues, and our services.

You have extensive experience with financial analysis and business income and fathom complex business structures and financial issues. You independently form a well-substantiated judgment, oversee risks and interests, and act as a substantive sparring partner for colleagues and other stakeholders. You also look beyond the file: you share your expertise as a senior and expert, help colleagues develop professionally, and take initiative for improvements. In this way, you contribute to the quality and further development of Business Income.

Additionally:

• you have extensive demonstrable experience with financial analysis and assessing business income, including complex files;
• you have broad knowledge of sole traders, BV structures, and more complex business structures and know how to fathom these independently;
• you can clearly substantiate and communicate complex financial analyses and assessments and act as a substantive sparring partner for colleagues, advisors, intermediaries, and other stakeholders;
• from your expertise, you contribute to the quality and professional development of Home Financing and the team;
• you see opportunities to improve assessment and service using data, digitalization, and AI and take the initiative to realize these opportunities together with others.

Do you recognize yourself in a large part of this profile, but not in every point? Even then, we cordially invite you to apply.

You may use AI to write your CV and motivation letter, as long as it remains your own story and shows who you are. We look at every application with attention and always do so personally, without AI. During interviews, the use of real-time AI is not permitted. With your permission, interviews can be recorded and supported by AI. In this way, we work together to ensure a fair, careful, and transparent application process.